JUST HOW EASY ONE MAKES BABY STEPS

courtesy of Money Control

As the popular saying goes "One has to learn how to walk before he could run", this is the same thing when one wanted to reach financial prosperity. Everyone would like to be in that euphoria sometime in the future. It is always the dream of everyone to work hard while young and strong so he could relax and enjoy life after.

Although some people tend to enjoy every bit of their time, (this is, in fact, also good) others do focus on their future. So many are of this case especially if they have more responsibilities in life like parents who have huge duties for the family. Those single can still enjoy more of their time while they are young because of not that much responsibilities.

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The "Seven Baby Steps" is a very popular book written by Dave Ramsey gearing toward financial prosperity and freedom. In this book he discussed ways on which a regular person can still achieve wealthy lifestyle. One has to follow a certain principle in life in order to gain what one dreams of. In it, and also in his videos, he would always reiterate saying "One has to live like no one now, to live like no one else in the future. A simple line pointing out to delayed gratification.

How easy or hard are the steps then? For a person who has a strong will to gain his goals in a given period of time, it would be easy to have the baby steps. There would somehow be a different case for those who have instant self-gratification as one of their beliefs in life. The days of great industrialization had brainwashed people to buy a lot of products. The manufacturing industry came out with so many ideas like, "Eat, drink and be merry for tomorrow you may die." This scheme truly worked for the industry. So many manufacturers became rich! These days, if that same saying is still working on someone else's mind, then that person should pray that he is truly going to die soon or else, he will be broke for the rest of his days.

The principles inside the book start with getting ready for things to happen in the present then moving on to forming your future. Although everything is true, some people might find some baby steps only adoptable in the better worlds. A slight variation would be needed for some places which are still thriving on their potentials to success. In some cases, an alternate list of baby step like the following may be more adoptable.

courtesy of Medium

Baby Step 1: Keep an emergency fund
Baby Step 2: Roll out of debt
Baby Step 3: Fund 3-6 months of expenses
Baby Step 4: Save for your kids' college fund
Baby Step 5: Invest on your home
Baby Step 6: Work out on your retirement plan
Baby Step 7: Build and share your wealth